An Apple fan who has spent “nearly 30 years as a loyal customer” says they’ve been “permanently” locked out of their Apple Account due to what might be the overzealous actions of Apple’s automated anti-fraud system. It’s left them locked out of “20 years of digital life,” and it all started with the seemingly straightforward purchase of an Apple gift card.
That still fulfils the offsite requirement of 3-2-1, so you’re still good there. If you both have a NAS, then you can be each other’s “cloud provider” as well.