An Apple fan who has spent “nearly 30 years as a loyal customer” says they’ve been “permanently” locked out of their Apple Account due to what might be the overzealous actions of Apple’s automated anti-fraud system. It’s left them locked out of “20 years of digital life,” and it all started with the seemingly straightforward purchase of an Apple gift card.
I have managed to get to locked out of my own Nextcloud. It was encrypted, and I didn’t know that I had to keep a backup of the keys in its config files. I only had a RAID1 for the user data.
You do this once, but again when the pain wears off. Then encrypted back up keys stored in multiple locations becomes a religion.