don’t give me the it’s never too late bs. Life happens, people have jobs, debts and rent to pay.
Going back to school when you’re employed means debt, earning way less or nothing during your bachelor or master, stress, opportunities you’re not aware of because you’re simply not at your workplace anymore, unpaid overtime during those 2 to 3 years… the money you lose is more than what the bachelor / accreditation costs.
When does it start being a stupid idea? Is it when you’re 30? 40? 50?
The only time going to school isn’t worth it is if you’re already burnt out in your job, genuinely have no time to do it, and make so much money that adding university classes on top of that isn’t worth the effort or time investment. Having said that, if you need the degree to increase your earning potential, even in your 30s or 40s or whatever, then it’s worthwhile despite all the challenges. My mom got her degree in her 30s and massively increased her earning potential and that has paid off over the decades, and I’m currently getting my degree in my 30s to increase my earning potential as well.
There are remote school options where you don’t need to attend classes so those are much easier to fit into your schedule, and much cheaper, places like Western Governors University.
I did what you’re doing now at the same age. I can tell you from the other side that it worked out very well for me. It was worth it for both the personal sense of accomplishment as well as the professional success. Keep at it! You’ve got this!