A credit card is a card to say “these people will pay you and I’ll owe them money”

With a gift card, you’re choosing items that have already been paid for, the company already got the money and you’re just picking out what you want to buy with it

  • Yeah. People lose pretty much anything a lot. And if you have a card to a place you never go to, or don’t even have nearby it can easily be forgotten after a while.

    A lot of it, though, is having just a few cents left on the card and then just tossing it because it’s not worth saving. When added up, that’s a lot of money just being thrown away.