• reddig33@lemmy.world
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    2 days ago

    And if you don’t hit anyone, the amount you pay still goes up every year.

    • Soulphite@reddthat.com
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      2 days ago

      Right. My wife and I are something like Super Platinum Diamond whatever-the-fuck loyalty level with our insurance company, claims to have loyalty discounts but we aren’t paying much less than we were 15 years ago.

    • count_dongulus@lemmy.world
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      2 days ago

      Look into mutual insurance. You actually get back money for the payouts they didn’t have to do that year. Northwestern, Amica, USAA, etc.