What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.


You’re a good person Bongles. Number goes up is my security blanket but you are right about trying things. Poverty makes me dull and I’ve trained myself to do nothing and spend nothing. I do cook though so that’s something.
Joy doesn’t require skill. Have a go at loads of things, even stuff you might not think is you. You just might find something great to anchor to.
I appreciate that.
That’s fair, and it’s now put you in the position to be able to branch out. As long as you keep it reasonable, there’s no harm in spending some. Do the smart stuff, emergency funds and all that, then you should be all set to try some things out. Might even have enough to do some safe investing (but probably talk to an expert first).
I’m too far the other way, single no kids and renting, but no savings either. So ¯\_(ツ)_/¯
Learn to cook every style of cuisine, you can easily afford vanilla, lol. I mean the real whole beans that are like $30 a bean.
You have money. Go to school for something interesting. Find a passion.