What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
If you’re depressed, avoid impoverished neighborhoods (i.e. shitty flats). Poverty is depressing, and as elitist as that might sound, it’s fucking true.
Go get yourself a flat in a bougie neighborhood, somewhere walkable, with plenty of greenspace, well-maintained infrastructure, and happy neighbors.
You might still be depressed, but it’ll be magnitudes less than if you move into the cheapest place you can find.