Unfortunately the reviews on Trustpilot and posts on Reddit make it painfully obvious that their customer service is basically nonexistent. Combined with the typical random account-closing most fintechs are known for, this is not a reliable option.

Looking at this comparison, iCard might be an option if you desperately need a way to use NFC payments on your phone. Reviews are good, but it appears to be a prepaid system. Lots of fees to get lost in, too.

But old school might be just fine, too. I just realized my card does fit into my phone case!