It’s an actual currency. A cryptocurrency. A private cryptocurrency.

USD stopped being a currency a longer time ago than your birth. One person tried to fix that and was infamously shot in the head for doing that.

It’s literally negative value. Everyone has been tricked into thinking it has real value. The longer they accept this and don’t want something that is actually real, the less their…whatever…continues to be real. You can really play Ledger and trick the Talisman of Fraud to doing and being actual value in a given scenario but that don’t chain through the item itself which sheds it off the moment it leaves your hand.

The privacy bothering you invites the thorough explination by George Orwell and many others. Like a Real Magick ritual. You will lose all privacy and unable to regain it. Your soul, should you have any left, will be a slave for the angels you slaughtered way back in the day.

You thought death ended anything you thought life was. Figure it out before they abuse your very unendable existence, unendably.