I’ve been working in the last few years of getting rid of big tech services. PayPal and Amazon are left. I’ve been questioning the need for PayPal in a world of virtual credit cards. My main reason for using it was security of purchase but I feel this need is no longer there. BTW, equivalent EU service to PayPal that is equally well accepted? Feels like this one may be more difficult to satisfy.
PayPal has always been a scam when credit cards exist.
IMO, the real use case for PayPal was really on the seller side.
When it was 2002 and you weren’t a major business but just wanted to sell three old CDs on eBay or offer dog haberdashery online, it was by far the simplest way to accept a credit-card funded transaction.
We’re still not a lot better there in 2025. Even with more modern platforms, you can’t really get from zero to accepting cards directly in 15 minutes.
Yes, it a scam for us the buyers. They want PayPal, not us.