I’ve been working in the last few years of getting rid of big tech services. PayPal and Amazon are left. I’ve been questioning the need for PayPal in a world of virtual credit cards. My main reason for using it was security of purchase but I feel this need is no longer there. BTW, equivalent EU service to PayPal that is equally well accepted? Feels like this one may be more difficult to satisfy.
Maybe SEPA Instant, but that’s a protocol for bank transfer. Or just use a normal payment gateway provided by the website. Or use Apple/Google Pay on sites where it’s supported.