Exactly because you’d be the exception there’s almost zero chance you’d ever get to that point. Most people simply don’t have a need to try to become even more wealthy after a certain point.

Like, when all your needs and wants are met, and you still have plenty of money to live that kind of life for the rest of your life, and your family also has enough for a comfortable life… Most people prefer to have less stress, they work less or not at all, or you venture into stuff that maybe makes less money (or none) and you do it for other reasons like altruism or just having fun.

To want to be worth billions takes a completely different character, one that craves as much wealth or power as possible.