

Sure. It’s about balancing risks, what the business world calls Risk Mitigation (there’s an entire field(s) called Risk Analysis and Management)
We always ask “what’s the risk?” Both for making a given change or not making it. We then attempt to asses which risk is more manageable - which can be “mitigated”.
We have teams whose job it is to analyze the usentied risks, and try to quantify them to enable decision making.
Oh, for sure.
I do what I can, which is better than not at all. Some days I put a lot in there, some days I can’t be bothered, and that’s ok. My spreadsheet has helped me find software fixes I’ve seen before, rather than relying on a web search. Plus it’ll have my notes with links to my own tools/folders, etc.
The phone app I find useful for health stuff, since I wont remember the last time a symptom occurred, or something new started - you never know when say a random pain in your thumb will be meaningful info.