I hate to add to the conspiracy, but I know my eye doctor uses a 3rd party which has sections of their hipaa privacy acceptance which allows them to use your info to sell you ads if you don’t decline. Phreesia, is the 3rd party company. Now add the other apps that track your location… time spent there…

and I know my grocery store does the same when you use the discounts. and worse, they have facial recognition so I can’t even opt out (kroger).

Your issue was likely a combo of that.

My divorce was the second best thing to happen to me. First was my Ex, informing me she was getting married again 4 more days). I will end up paying 8 months of alimony (maintenance) and no longer owe her anything ever again.