Speaking of which, my task bar keeps freezing every day I use it so my system tray and even the time is never accurate.

If you have multiple monitors, change the setting so it only displays on the primary monitor and see if that makes a difference.

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While I think your point is true that its much more abstract than people realize. When I worked at a bank and we disbursed loans and credited/debited fees it was from “GLs” (General Ledger?) which were basically just separate accounts to help keep track. Like we had a “member service” one which was for basically anything with good reason. One time someone did a very large amount but he just basically got told to do it a different way.

Its all just in a computer. I could’ve accidentally credited someone a million dollars but it would’ve been realized when I tried to close my drawer and balance everything out. And the branch would have to be balanced at the end of the day so I assume the bank did as well.

On a related note banks take out loans from other banks. I think a lot of people don’t realize that banks have savings accounts so they have money to lend.