I suspect it’s related to insurance in the case of loss by the bank. I think most have upper limits to how much they’ll reimburse if they’re robbed or something so they’ll store it in multiple accounts.

I don’t think anyone would just have an exorbitant amount of money in one spot.

This needs more up votes. Thank you for the interesting read.

Just don’t use Facebook. Get your friends contact information and text/call/meme directly with them or in groups. You’ll find it a much more encouraging and rewarding experience if you connect with people instead of let some big company tell you how to engage with your friends and family.

Edit: I did not expect this thread to be so controversial. I suspect a lot of people really are not ready to give up Facebook.