An Apple fan who has spent “nearly 30 years as a loyal customer” says they’ve been “permanently” locked out of their Apple Account due to what might be the overzealous actions of Apple’s automated anti-fraud system. It’s left them locked out of “20 years of digital life,” and it all started with the seemingly straightforward purchase of an Apple gift card.
Personally I don’t think the tradeoff is worth while. I put nothing remotely personal on other peoples computers. I’d rather lose everything. But it is not actually that big a problem, my brother has a backup that I update once a month in his safe in his house, and I have his. Should be good enough.
That still fulfils the offsite requirement of 3-2-1, so you’re still good there. If you both have a NAS, then you can be each other’s “cloud provider” as well.