don’t give me the it’s never too late bs. Life happens, people have jobs, debts and rent to pay.
Going back to school when you’re employed means debt, earning way less or nothing during your bachelor or master, stress, opportunities you’re not aware of because you’re simply not at your workplace anymore, unpaid overtime during those 2 to 3 years… the money you lose is more than what the bachelor / accreditation costs.
When does it start being a stupid idea? Is it when you’re 30? 40? 50?


It depends on what you want to do when you go back to school.
If you’re switching careers, I’d put the early 40’s as a limit unless the career has age limitations.
If you’re getting a degree to enhance your existing career, I’d put the early 50’s as a limit unless you intend to not retire immediately.
If you just want the degree, there isn’t really a limit.