So i went to a focus group purely to provide feedback, now i have a 75 dollar giftcard which i have to select and withdraw but im not sure what to put the money towards? my older brother also got one. Yes i live with parents so most of my living needs are already covered.
What would be the smart thing to do here? what would you suggest and why so?


Better to wait a year or two for the current cycle to hit it’s low. Or just DCA.
I’d always recommend DCA.
What’s DCA?
Dollar Cost Averaging, where you invest a fixed amount on a regular basis, regardless of the value for something.