What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
Talk to a financial advisor. The moment I was making more money than i knew how to confidently manage myself, i talked to a financial advisor and it was one of the better decisions i’ve made. Now i know exactly what i can spend on what and still be saving what i need to.
100% agree.
What if you think the whole system is going to collapse, or you hope it’s going to collapse, what is the financial advice for climate change meets trumpistan?
You know what I’m going to say something different and I hope it’s not too inappropriate.
The other commenters have done well so far. But have you considered using some of your money for therapy? I see you said you’re on antidepressants, but I wasn’t sure if you were already in therapy or not.
I don’t mean this as a cop out answer and I don’t mean that they will directly help you with your finances. But it might be a good idea to talk to someone about the “nothing matters because the world is going to shit” mentality. Even if there is merit to what you say, it isn’t exactly helping you feel happy or satisfied with your life. If you can learn to cope with this particular thought, you might find the rest falling into place a little easier.
Talk to a financial advisor anyway.
All I know is in that situation, owning property outright with the means to defend it is the only safe bet. You should just turn it into a prepping hobby, there’s worse stuff to get into out there.