ByteOnBikes@discuss.online to Late Stage Capitalism@lemmy.world · 12 days agoAlso, your credit score drops if you pay all your debtsdiscuss.onlineimagemessage-square202fedilinkarrow-up11.07Karrow-down119
arrow-up11.05Karrow-down1imageAlso, your credit score drops if you pay all your debtsdiscuss.onlineByteOnBikes@discuss.online to Late Stage Capitalism@lemmy.world · 12 days agomessage-square202fedilink
minus-squareColeSloth@discuss.tchncs.delinkfedilinkarrow-up2·12 days agoI keep my one credit card paid off to 0 every month, have never paid a car loan, only debt I have is a mortgage, and my score usually just floats around 825.
minus-squareObjectivityIncarnate@lemmy.worldlinkfedilinkarrow-up1·12 days agoBasically the same for me except no mortgage, and I’m also in the 800s. Though once you’re over 750, you’re essentially at the highest tier in every lender’s eyes already.
minus-squareColeSloth@discuss.tchncs.delinkfedilinkarrow-up1·12 days agoYep, and I was at that point years before getting a mortgage.
I keep my one credit card paid off to 0 every month, have never paid a car loan, only debt I have is a mortgage, and my score usually just floats around 825.
Basically the same for me except no mortgage, and I’m also in the 800s.
Though once you’re over 750, you’re essentially at the highest tier in every lender’s eyes already.
Yep, and I was at that point years before getting a mortgage.