• artyom@piefed.social
    link
    fedilink
    English
    arrow-up
    1
    ·
    8 days ago

    Living in an area with a lot of shitty drivers would put you at high risk for a collision, which is also a valid reason to raise your rates. Thing is, insurance companies typically assume youre a bad driver, or at least a mediocre driver. They calculate your risk based on what they know. If you show them you’re a good driver they’ll give you a discount.