What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
just buy what would make you happy / comfortable
It sounds like op doesn’t know what they want. Ultimately, OP, I think you have to figure out that question.
When was the last time you were consistently happy? Are there any people in your lives of whom you’d wish to trade places?
I never compare myself to others. Interesting question. So no. Consistently happy? No, lifelong depression, the goal here is avoidance of misery, happiness is not an option.
If you’re depressed, avoid impoverished neighborhoods (i.e. shitty flats). Poverty is depressing, and as elitist as that might sound, it’s fucking true.
Go get yourself a flat in a bougie neighborhood, somewhere walkable, with plenty of greenspace, well-maintained infrastructure, and happy neighbors.
You might still be depressed, but it’ll be magnitudes less than if you move into the cheapest place you can find.
Ok then, skip Happiness for now, can you come up with anything that would feel meaningful? I do think you could benefit from therapy either way and/or anti-depreccent. There is no shame in needing a little help in your life. I’ve Been on anti-depreccent about 10-yeara and just recently stopped. It really helped me through a couple of difficult years, that and just talking to someone has made a huge difference. All love.
Im on anti depressants my friend :) yay drugs! It has improved things. Meaningful? I don’t even know what that means.
Ok forget meaning and happiness. Let’s talk utilitarian. What living space would best fit what you need? If you don’t need much, tuck most of that money in a relatively safe investment and buy whatever you could pay off the quickest. Life is long, you’re going to need that money someday.
How many bedrooms do I need to be a cat lady? Maybe I can find meaning here… I’m thinking 2, the second one is an extra 80k or so.
Then go for 2 ☺️ the extra bedroom can be split usage, maybe a spare bedroom for guests, a playroom for the cats, and a small home office. We have 3 cats and they definitely brighten the day. Wish you the best!
Does traveling make you happy?
Hiking to a clear mountain view is one great way to start feeling better
Or idk, buy a sweet car and rent a circuit track to race it on. Maybe you’ll meet friends. Thats what id do.